WHAT IS INSURANCE AND WHAT TYPES OF INSURANCE ARE AVAILABLE?
Nearly all of us no matter age, gender, income etc., has some type of insurance. From newborns, covered by their parents health plan to teens getting their license, someone buying a first home, planning their long term future or even retirement; insurance is something we all have to consider and even need in our lives.
Individuals with low income are afforded protection through state and federal programs like Medicaid & Medicare as are people who are injured and disabled. Our focus here though will be the types of insurance one would encounter most often in their normal lives and activities. Probably the “big 4” of insurance would be Life, Health, Auto and Homeowners insurance and a section will be devoted to each of these.